This article states that high deductible plans have skyrocketed from 8% in 2009 to 19% last year. If they continue at this rate, about 50% of people will have high deductible plans by 2020. Oh what a wonderful world it will be.
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I don’t know… I’ve been reading articles in the news about how the ACA may actually eliminate a lot of HDHPs and HSAs. This is because most of these plans are designed to be low cost and do not meet the 80/20 requirement. Will be interesting to see how things play out.
Please cite your source — I would like to read those articles!
Here are a bunch of articles from all over about the 80/20 rule and HSAs:
http://www.washingtontimes.com/news/2010/jul/23/emergence-of-unintended-consequences/
http://bottomline.nbcnews.com/_news/2012/07/03/12525490-affordable-care-act-means-11-billion-insurance-rebate?chromedomain=leanforward&lite
http://www.forbes.com/sites/aroy/2012/04/27/how-obamacare-will-make-health-savings-accounts-more-costly/
http://www.healthcare.gov/news/reports/mlr-rebates06212012a.html
http://www.advisorone.com/2012/07/27/hsas-losing-luster-under-obamacare
http://www.thenewamerican.com/usnews/health-care/item/11982-obamacare-putting-squeeze-on-health-savings-accounts
Depending on your stance on HSAs, this could be a very good or bad thing.
Thanks for the links — a couple of them seem to be from fairly right wing columnists — whenever an ad for the “John Birch Society” is beside the article, I am a little more skeptical. I also did not find anything specific in the articles saying that the ACA was going to make High-Deductible plans go away. Please be specific about which articles you read this in.
HSAs are he funding source for HDHPs. The two are directly tied to one another.
I know some of these articles seem right wing, but hopefully his one is more numbers oriented. I’ll try to post more after work http://www.ifebp.org/info request/0160537.pdf
OK, now I see what you mean. The link, btw, for those following along:
http://www.ifebp.org/inforequest/0160537.pdf