Low-Socioeconomic-Status Enrollees In High-Deductible Plans Reduced High-Severity Emergency Care

Here’s an idea worth thinking about:  means-based deductibles.  Read on.

Low-Socioeconomic-Status Enrollees In High-Deductible Plans Reduced High-Severity Emergency Care.

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5 responses

  1. i lived in state subsidized housing in nYC in the early 70′s and we had means based rent-each year you had to provide your tax returns and the rent was adjusted accordingly.I don’t know if people would go for that idea nowadays with the government ever more in peoples’ shorts so to speak.It might make sense though.

    1. It is a good idea, and it’s used in subsidized housing today. Many of the high-rise buildings you see scale the rent to 1/3 of income. That’s for elderly, handicapped, and low-income families. I know, because I visited many of them as a nurse.

      1. In NYC there was no stipulation about age or disability-and utilities included(A/C was a very small charge)and if you were a war veteran you skipped up the list.I understand NYC totally sucks these days regarding affordable housing.But you are protected from large sugary drinks.:)

      2. Joe, you crack me up!

  2. Mixed results when you read all of that short article. Fewer ER visits but more hospitalizations in the second year. I agree with you about means-based deductibles. That’s basically what I have, I paid $100 for an ER visit that could have been handled at urgent care, and learned my lesson. But if I were earning less that could scare me away from getting necessary care. I like the idea of a sliding scale.

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