Oh boy, right up my alley!
New England Journal of Medicine calls attention to High-Deductible health plans and how they impact care.
Good analysis here…
I have heard many predictions about what health care reform will bring. This one suggests that high end plans may be driven out of the market.
The good news: once Obamacare kicks in, out of pocket health costs will be capped at about 6 K for individuals and 12 K for families. The bad news: you could still end up in bankrupcty if you don’t have that kind of money. But I believe most hospitals and health care providers can put you on an extended payment plan.
The money-shot quote from this article:
Francois de Brantes, executive director at the Health Care Incentives Improvement Institute, said high-deductible plans are exerting a Trojan horse effect, “awakening the general public and individual plan members to the absolutely insane way in which health care prices are being set today and in which health care services are being paid for today.”
This will all be happening in Rhode Island very soon as well.
Didn’t I just blog about this? Is the NYTimes copying me? LOL!
What awaits Americans in first Obamacare open enrollment? Higher deductibles, incentives for staying well, and premium hikes | MedCity News
Higher deductibles and copays — my favorite! We just got hit with the bills for an ER visit, with ambulance included. Total was almost $10 K!