Out of curiosity, I went to Healthcare.gov to find out what my insurance options would be if I were a 44 year old healthy female looking for coverage. I was prompted to do so by an email from Lt. Governor Elizabeth Roberts, reminding me that we are in the countdown to 2014, where everyone will need to be enrolled for insurance.
The only options that came up for me were provided by Blue Cross Blue Shield and they gave me a range of plans with deductibles from $3,000 to $7,000 a year and premiums with a range of $275 to $400 a month. I had checked the box saying it would be difficult for me to afford care, but fat lot of good that did.
Forgive me, Dear Reader, but this does not sound like Affordable Health Care. This sounds like how to potentially lose a good chunk of my savings as well as pay a hefty monthly premium, all so I can’t have any really meaningful access to care such as mental health benefits and emergency room access without having to go broke. If this is really all the Affordable Health Care Act is doing, I’m not sure it will be an improvement over what we have and may just lead to more medical bankruptcies for the middle class and the poor.
I am withholding judgement for now, as I assume that more options will be listed soon in the directory, such as some more affordable plans from United Health Care or Neighborhood Health Plan. That’s my hope at least. If you want to check it out for yourself, give the Healthcare.gov Finder a try.
Kale has been the trendy new health food in recent years, and with good reason. But don't forget about the old standby super food, spinach.
Looking at this graphic we made from information provided by USNews, there seems to be a reason behind Popeye's obsession with spinach instead of other green superfoods -- namely perhaps more fiber, protein, calcium and potassium.
This study by RAND is the largest survey yet to show the effects of high deductible insurance plans. The study notes that people were less likely to access preventative care when they have a high deductible. People are also less likely to access mental health care when they have a high deductible, particularly if they are middle class or poor. More research to follow.
The biggest barriers for people who need mental health care are the costs, according to the survey cited in the article below.
On this website, you can learn about the 12 different aspects of identity that are discussed in my book. I also provide some suggestions for how to explore each of your archetypes. Let's start with The Innocent.
Break through to a new vision.
Creds to Windows to the Universefor the beautiful image, and visit their site for its history.
Best news all year. Happy 2013!