I’ll just post a link since Kristin says it all…
My name is Kristin Rawls. I am thirty-one years old. I am not a drug user. I am not an alcoholic. My crime is that I went to school, and then I got sick. Today, I cannot even rent an apartment on my own without a co-signer. And the way things are going—the more things are deregulated—I’m not optimistic that that will always be enough.
I generally use my debit card at the stores and the grocery, and avoid doing credit because it’s too easy to lose track, and the interest is outrageous. Besides, the Bible forbids usury, and who are we to set the poor bankers on the path to sin?
This links to a post that says that credit cards are squeezing not only the buyers but the sellers, and suggests using debit only. I’m considering just doing cash. There’s a reality check that kicks in when I have to see in greenbacks what I’m frittering away.