I wonder whether out of pocket spending for mental health services has gone up or down with high-deductible health coverage. More research to come. But for now, a look at how “consumer-directed” health care is affecting overall consumer spending for health care:

“I’ve heard of nothing but acceleration” of employers into consumer-directed health insurance, said Roy Ramthun, a benefits consultant who was a senior health policy advisor in President George W. Bush’s administration. “More local units of government, school districts and even some union plans are starting to move more aggressively into these areas.”

via Who Knew? Patients’ Share Of Health Spending Is Shrinking – Kaiser Health News.